PAX Insurance - Important Information about your finance arrangements - Ref D538009AOG

Welcome to Premium Credit Dear Mr Brown We provide the finance for your insurance policy with PAX Insurance. This means that we pay the cost upfront and you repay this to us by Direct Debit. We have set up an online Credit Agreement that you must sign. Action Required Sign your Credit Agreement today Go to digital.premiumcredit.com and follow the instructions to electronically sign today. It is important you carefully read your Pre-Contractual Explanations, your Pre-Contract Credit Information and your Credit Agreement before you sign. What you need to know If you no longer wish to make monthly repayments, please contact us. You have the right to withdraw from your Credit Agreement within 14 days which starts the day after the date of this letter. If you wish to withdraw from your Credit Agreement, please contact us. Your repayments Your first Direct Debit repayment of £7.43 will be collected on or just after 1st August 2025. After that we will collect your repayments of £7.49 monthly, please see the following table. Our Service User name is Premium Credit Ltd. On your bank statement the collector's name will be PC/PAX and the reference will be 04AFEA3421/010. If a repayment is due on a weekend or public holiday, we'll take it on the next working day. Repayment Due date Amount Repayment Due date Amount 1 1 August 2025 £7.43 7 1 February 2026 £7.49 2 1 September 2025 £7.49 8 1 March 2026 £7.49 3 1 October 2025 £7.49 9 1 April 2026 £7.49 4 1 November 2025 £7.49 10 1 May 2026 £7.49 5 1 December 2025 £7.49 11 1 June 2026 £7.49 6 1 January 2026 £7.49 12 1 July 2026 £7.49 Please note: If you miss a repayment, in line with your Credit Agreement we will apply a £25.00 Default Charge to your account. Part B of the Credit Agreement shows a summary of the charges that may be incurred. If there are any changes to the amount, due date or frequency of your Direct Debit we will advise you no less than 5 working days prior to the payment due date. A copy of your Direct Debit Guarantee is below. We're always happy to help Got a question about your insurance policy with PAX Insurance? Give them a call on 0800212480 quoting reference number PCL546316305. For help with your Credit Agreement and repayments, visit help.premiumcredit.com/faq-personal-customers. You'll need your Premium Credit reference, which is D538009AOG. Still need help? Call us on 0344 736 9820. For additional support, or for more information about third-party financial advice, please call us on the details above or go to https://www.premiumcredit.com/additional-support. Yours sincerely Josie Pileio Chief Operations Officer Premium Credit Limited

The Direct Debit Guarantee This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits. If there are any changes to the amount, date or frequency of your Direct Debit Premium Credit Ltd will notify you 5 working days in advance of your account being debited or as otherwise agreed. If you request Premium Credit Ltd to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by Premium Credit Ltd or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society. - If you receive a refund you are not entitled to, you must pay it back when Premium Credit Ltd asks you to. You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

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